*Our “comparison values” or “comp values” reference regular retail or “market” prices for the same items at full price department stores, specialty retailers or online. Where identical items are not available, we compare to items of a highly similar type, quality, style and value, based on prices at which we believe substantial sales of the same or a similar item have been made at full-price department stores, specialty retailers or online. Prices may vary among our stores, or at other sellers, and change over time.
6Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Each transaction placed on a promotional Credit Plan(s) will not earn Big Lots Credit Card reward(s). As of December 2024, terms for new Accounts: Purchase APR of 35.99%. Minimum interest charge is $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.
Credit card offers are subject to credit approval.
Big Lots Credit Card Accounts are issued by Comenity Capital Bank.
Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.
22Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
25The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.
As your neighborhood discount store, we love to help you live big and save lots by bringing you extreme value every day. Some explanations are needed, though. Quantities, colors, styles, sizes, and assortment may vary by store. Furniture is available in most stores. To find one near you, visit biglots.com. Finally, we don’t accept manufacturer coupons or offer rainchecks.
